Have You Received a Threatening Communication from the SSA?
Social Security Administration (SSA) impersonation scams are deceptive tactics used by fraudsters to exploit unsuspecting individuals, particularly seniors who rely on Social Security benefits. These scams often involve threatening calls, emails, or text messages from criminals posing as SSA officials.
Common variations of this scam include:
- SSN Suspension Threat: Scammers claim your Social Security number (SSN) will be suspended due to suspicious activity or alleged crimes. They demand immediate verification of your SSN to prevent benefit loss.
- Benefit Termination Threat: Fraudsters threaten to terminate your Social Security benefits unless you provide personal information or make a payment to “correct” an alleged issue with your account.
- Overpayment Scam: Scammers claim you’ve been overpaid and must return the excess amount immediately to avoid legal consequences.
- Identity Theft Alert: Imposters warn that your SSN has been used in criminal activities and request personal information to “protect” your identity.
- Bogus Increase Offer: Fraudsters promise a benefit increase in exchange for personal information or a fee.
Red Flags to Watch For:
- Unsolicited contact from “SSA” via phone, email, or text
- Threats of immediate benefit suspension or legal action
- Requests for personal information like your SSN or bank details
- Demands for payment, especially via gift cards, wire transfers, or cryptocurrency
- Pressure to act quickly without verifying the caller’s identity
- Use of official-sounding language or badge numbers to appear legitimate
- Caller ID showing the SSA’s real phone number (which can be spoofed)
Remember, the real SSA will never:
- Threaten you with benefit suspension
- Demand immediate payment
- Require payment via gift cards or wire transfers
- Ask for your full SSN over the phone
If you suspect a scam, hang up and contact the SSA directly using their official number. Report any suspicious activity to the Office of the Inspector General at oig.ssa.gov or 1-800-269-0271.
