SSA Family Fraud Scam
Threat Type
The SSA family fraud scam involves scammers threatening to investigate or implicate family members in alleged Social Security fraud.
Communication Method
Scammers typically initiate contact through unsolicited phone calls, but may also use emails, text messages, or social media to reach potential victims.
Demands or Actions Requested
In this SSA family fraud scam, fraudsters often demand immediate payment or personal information to “protect” family members from alleged fraud investigations.
Red Flags
Key warning signs include unexpected contact, threats of family implication, and pressure to act quickly. Legitimate SSA representatives never threaten to investigate family members or demand immediate action.
Scammer Claims
Imposters may claim that your Social Security account shows suspicious activity involving family members, which could lead to their investigation for fraud if not addressed immediately.
Psychological Manipulation Tactics
These scammers exploit fear and family loyalty, creating panic about potential legal consequences for loved ones. The SSA family fraud scam preys on people’s desire to protect their family members from harm.
Target Audience
This scam often targets individuals with close family ties, particularly those caring for elderly parents or supporting adult children.
Payment Methods Demanded
If payment is requested to “prevent” family investigations, scammers typically insist on untraceable methods such as gift cards, wire transfers, or cryptocurrency.
Impersonation Techniques
To appear legitimate, scammers may use spoofed phone numbers, official-sounding language, or fake badge numbers. They might even provide names of real SSA employees or law enforcement officials to seem credible.
How to Verify Legitimacy
Always verify communications by contacting the SSA directly through their official website or phone number. Remember, the SSA will never threaten to investigate family members or demand immediate payment.
What to Do if Targeted
If you encounter an SSA family fraud scam, hang up immediately. Do not provide any personal information or make payments. Report the incident to the SSA’s Office of the Inspector General and the Federal Trade Commission.
Preventive Measures
Stay informed about common SSA scams, never share personal or financial information over unsolicited calls, and remember that the SSA does not conduct fraud investigations through phone calls or emails. If in doubt, contact the SSA directly through official channels.
