12 best 0% APR credit cards
Credit cards with 0% APR introductory offers can be valuable tools for financing purchases and consolidating debt. These cards provide substantial savings with intro APRs on purchases, balance transfers, or both — for up to 21 months in some cases. This makes them particularly useful for tackling credit card debt. Let’s explore some of the best credit cards that offer no interest periods.
Top 0% APR Credit Cards
Citi Simplicity® Card
This card stands out for its low balance transfer fee and long intro period. It offers a 0% intro APR for 21 months on balance transfers from the date of the first transfer and 0% intro APR for 12 months on purchases.
Ideal for both purchases and balance transfers, this card provides a 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers.
Capital One Savor Cash Rewards Credit Card
This card is excellent for those who want to avoid foreign transaction fees. It offers a 0% intro APR on purchases and balance transfers for 15 months.
A great choice for earning cash rewards while enjoying interest-free financing, this card offers a 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers.
This card is particularly rewarding for dining purchases and offers a 0% intro APR for 15 months from account opening on purchases and balance transfers.
Blue Cash Everyday® Card from American Express
Ideal for online shopping, this card provides a 0% intro APR on purchases and balance transfers for 15 months from the date of account opening.
This card is excellent for balance transfers, offering a 0% intro APR for 21 months on balance transfers from the date of the first transfer and 0% for 12 months on purchases.
Capital One Venture One Rewards Credit Card
A solid choice for those seeking a card with no annual fee, this card offers a 0% intro APR period (specific duration not provided in the search results).
This card is known for its generous welcome bonus, though specific 0% APR details were not provided in the search results.
Suitable for those with average credit, this card offers a 0% intro APR period (specific duration not provided in the search results).
This card is great for rotating categories, though specific 0% APR details were not provided in the search results.
Chase Freedom Flex®
Known for its purchase protections, this card also offers a 0% intro APR period (specific duration not provided in the search results).
When considering these cards, it’s important to compare the length of the intro APR period, the regular APR that applies after the intro period, any balance transfer fees, and other features such as rewards programs or welcome bonuses. Always read the terms and conditions carefully before applying for a credit card.
